http://site6733009.getsmartinvesting.com/articlesBLOG RSSThu, 02 Mar 2023 18:48:55 GMTThu, 02 Mar 2023 18:48:55 GMThttp://site6733009.getsmartinvesting.com/articles/investment-fees-eat-your-returnsFees can eat up to 40% of your portfolios value Learn to invest in low cost index funds to save fees and get better returns.  Investment fees come in different forms, such as management fees, marketing fees, operating fees, front end loads, disposition fees, transaction fees, assets under management fees and account maintenance fees. While these fees may seem small at first, they can add up over time and impact the overall growth of your investments.For example, let's say you investFri, 31 Mar 2023 01:28:26http://site6733009.getsmartinvesting.com/articles/investment-fees-eat-your-returnshttp://site6733009.getsmartinvesting.com/articles/stock-picking-the-loser-s-gameOver 80% of Stock Pickers Underperform Market IndexesTrying to beat the market is a risky game. In reality, the market is a less than a zero-sum game. Each transaction incurs trading costs, meaning that there's a net loss. Investors who hire fund managers to beat the market only add to the costs, as managers have to be paid. These investment manager compete with other managers, so they have to take market timing risks to outdo their peers, resulting in additional trading costs.The investmentFri, 31 Mar 2023 01:39:44http://site6733009.getsmartinvesting.com/articles/stock-picking-the-loser-s-gamehttp://site6733009.getsmartinvesting.com/articles/pay-for-long-term-care-and-save-taxesSelf Insure with the Most Tax Efficient AccountLong term care can devastate retirement savings, but long term care insurance is expensive and limited in coverage.   A Health Savings Account (HSA) could be the right investment tool to help protect you from draining your retirement savings for long term care costs.  A health savings account is like a traditional IRA or 401(k) plan in that you make tax deductible contributions into the account and invest those contributions into the stock or bondFri, 31 Mar 2023 01:32:09http://site6733009.getsmartinvesting.com/articles/pay-for-long-term-care-and-save-taxeshttp://site6733009.getsmartinvesting.com/articles/time-in-marketThe  Super Power For 18 Year Olds to Beat College Educated Investors in Building Retirement Savings.By the time the average college student graduates, pays off their student debt and gets a job, a high school graduate will have an 11.5-year head start investing.  Time in market is the most powerful investing strategy that one can follow, and 18-year-olds entering the job market have a huge advantage implementing this strategy over the typical college graduate.Let’s look at the investmentFri, 14 Apr 2023 16:37:10http://site6733009.getsmartinvesting.com/articles/time-in-market